What is Mis-sold, Hidden or Undisclosed Car Finance Commission?

Mis-sold, hidden or undisclosed car finance commission refers to payments made to car dealerships or finance brokers, by the finance provider, that are not disclosed to the customer.
It is estimated that commission is paid on 95% of finance agreements that are taken out. As a result, these commissions may have been included in your finance agreement, increasing the overall cost of your car loan without your knowledge. This practice can lead to you paying more than you should for your vehicle and is considered a form of mis-selling.
It is the car dealership, or credit broker's legal responsibility to ensure that financial promotions are clear, including disclosing any commission payment or fee they will receive as a result of your finance deal.
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How Does This Impact You?

  1. Increased Costs: Hidden commissions can inflate the total amount you end up paying for your vehicle. This means you might have paid more for your car finance than initially intended.

  2. Lack of Transparency: When commissions are not disclosed, it prevents you from making an informed decision about the true cost of your finance agreement.

  3. Unfair Practices: The inclusion of undisclosed commission breaches the legal requirement for transparency and fairness in financial transactions.

How Much Compensation Can I Claim?

How much compensation you can claim is dependent upon the following factors:

  1. The finance product

  2. The commission model

  3. The interest rate

  4. The size of your finance loan

  5. The duration of your loan agreement

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Don’t let hidden commissions cost you more than they should. Use our simple eligibility checker now to see if you're owed compensation – it's quick, easy, and could save you thousands. Start your claim today and let us handle the rest.
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How We Can Help

Our team of experienced professionals here at Drummond Miller are dedicated to helping you recover any unfair costs associated with mis-sold, hidden or undisclosed commissions. Here’s how we manage your claim:

  1. Eligibility Checker: Use our eligibility checker to find out if you might have been affected. Simply enter your details, and we’ll assess whether your finance agreement may have included hidden commissions.

  2. Expert Assessment: Once your claim is submitted, our specialists will review your case thoroughly. We use the latest tools and legal expertise to uncover any hidden commissions in your finance agreement.

  3. Claim Management: If we find that you were charged unfairly, we’ll guide you through the process of making a claim for compensation. Our team handles the details, ensuring that you receive the best possible outcome.

  4. Transparent Process: From start to finish, we provide clear communication and keep you updated on the progress of your claim.

Why Choose Us?

  1. Expertise: Our expert team has extensive experience dealing with mis-sold car finance claims, focusing on hidden and undisclosed commission issues.

  2. Client-Centric Approach: We’re committed to ensuring that you receive excellent legal advice, fair treatment, and appropriate compensation for any unfair charges related to hidden commissions.

  3. No Win, No Fee: We operate on a no win, no fee basis, which means you don’t have to worry about upfront costs. You only pay if we successfully recover compensation for you.

Ready to Take Action?

If you suspect that your PCP (personal contract purchases) or car finance agreement may have included hidden or undisclosed commissions, use our eligibility checker today to find out if you qualify for a claim

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